If you’re serious about beginning a home search, you have to be ready to commit to the process of finding the right financing. Lending criteria can change on a daily basis, so as you go into the process, you, your Realtor® and your lender will work together as a team until the last document is signed at the closing table.
Posts Tagged ‘mortgage’
Four Steps To Getting a Loan: From Pre-Qualification to Final Loan Approval
October 25th, 2010
1 Comment
Waikoloa Village Real Estate Update
June 10th, 2010
No Comments
This article originally appeared in Waikoloa Whispers, a privately-owned publication distributed to Waikoloa residents. Posted here with permission from the Editor, Phyllis Ann Knauf…Al assures us he asked! Part 1: Mortgage Plans to Consider Part 2: Waikoloa Village Real Estate Update – May Mortgage Plans to Consider 30-Year Fixed Rate Loan: The 30-year fixed-rate loan [...]
Keeping an Eye on Lending Practices
January 21st, 2010
No Comments
Hidden fees, bait-and-switch tactics, misrepresentation, non-disclosure. These unethical lending tactics (as well as discrimination, predatory lending practices and, of course, old-fashioned, straight-up fraud) are pitfalls that may derail a well-intentioned buyer’s effort to successfully obtain a loan for a new home. To protect buyers from these types of practices, laws exist that require lenders to [...]
The Lender of First Resort
October 7th, 2009
No Comments
When certain conditions are met, family money may be the best source of mortgage money for a child’s or grandchild’s home for two primary reasons. The first is that the parent can enjoy interest rates significantly above what is commonly available to them in today’s market, while the child can enjoy interest rates substantially below [...]
Is Using a Local Lender Really That Important?
June 2nd, 2008
1 Comment
It is not uncommon for people moving to Hawaii to initially consider getting financing from a lender or broker located outside of the state of Hawaii. With the best interests of our buyer clients in mind, Hawaii Realtors, if you ask, will likely tell you that you may save yourself a lot of time and [...]
